Budget Snob

Tips for a Cheap Halloween

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Halloween is a festive occasion for many families and neighborhoods and, as a result, is only second in line behind Christmas as the holiday we spend the most money on. Halloween is about creating the atmosphere, getting into the spirit, and sharing with your family and friends.

You can enjoy a super spooky Halloween celebration while still leaving enough savings for a festive Christmas season as well.

How to Save Money on Halloween Costumes

The costume and character you choose can reflect your personality, fulfill a hidden fantasy, or allow you to pay homage to a hero. Therefore, you don’t want to skimp when it comes time to dress up, but you also don’t want to feel as though you have to wear the same costume for the next ten years because you spent so much money.

… Read the rest

Beat the Heat on a Budget

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Summers in the south are…hot. I can take a dry heat but a hot, humid, sweltering heat is another matter altogether. Nowhere is that hottness more evident than in my utility bill (my electric bill to be precise). Crazy as it may seem, I keep my house at a balmy 78 degrees during the day and 76 degrees at night. We have lots of tile so it really doesn’t seem as hot. But it’s hot nonetheless.

So, what do you do if you can’t afford to run your A/C all day? Or, like me, you’re tired of high electric bills? As Jennifer Derrick from PF Advice explains, there are several actions you can take today to beat the heat and save money to boot.… Read the rest