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Refinancing Rules of Thumbs

October 21, 2010 by Daniel

I toyed with the idea of using the title, “If You Don’t Refinance with These Ridiculously Low Interest Rates, well, I Don’t Know How to Help You.” But then that just makes my title wrap around and nobody can read it anyway.

In all seriousness, the same details and research apply to your refinancing as did to your first mortgage. And to help with that, the Motley Fool came up with a few questions to ask before you rush out to the bank for a refi.… Read the rest

Filed Under: Mortgage, Personal Finance Tagged With: mortgage, refinancing

The New Refinancing Rules

September 23, 2010 by Daniel

Oh it’s so tempting to want to refinance. I’m renting out my former house in my former state and I would love to refinance. But, being a rental, it’s not looking so good. That’s because banks don’t hand out money like they used to. After more than a decade of easy money, younger generations (myself included) don’t know what it’s like to not be able to get a loan, even with marginally decent credit.

And trying to deconstruct the mortgage lending morass via the Web is fraught with misinformation minefields. Or so states the Wall Street Journal Online in a recent article.… Read the rest

Filed Under: Mortgage Tagged With: mortgage, refinancing

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