My company sets aside a percentage of my salary each year (based on company performance) in what’s called a money purchase investment plan. I can invest that money however I choose, mostly. Stocks, bonds, mutual funds. Maybe gold (I’ll have to ask).

So the other day I’m trying to figure out, based on my current salary, what kind of return I would need in order to amass a million dollars by the time I’m 55. In my analysis I did what all good people do nowadays. I Googled. I was looking for the “average stock market return rate”.

The answer? All over the place.… Read the rest