I know for myself, starting a budget really wasn’t that hard of a decision. I had lived with one in college. And once I graduated and was headed to my first job, I knew having a budget would be absolutely essential. No, it’s the sticking to the budget that I have a hard time with. But that’s another post for another day.
But what about those of us (you) who can’t fathom the thought of ever putting together a budget? What’s the final straw/accident/catastrophe that finally pushes someone to do the inevitable deed…put numbers to paper?