Don’t look now but your budget gap is showing. It’s the difference between what you think you spend and what you really spend. And it’s not a matter if you have one, just how large of one you have.

How do you close your budget gap? By becoming a spending awareness marauder. If you’ve never created a budget, or if you’re tired of your old budgeting system, the easiest way to get started is to create a minimalist money map.

A minimalist money map is a simple way to take your spending temperature and take corrective action when necessary. Here’s how to set one up.… Read the rest