Some say that going into business for yourself is the very definition of the American dream, and I tend to agree. This country affords us the opportunity to access capital, a talented labor force, and necessary tools to start our business. Though it is important to note that one out of every five small business ventures fail within the first year, but that doesn’t mean yours has to. You just need to be proactive and address the needs ahead of time. With a few simple tips you could be well on your way to success.… Read the rest
Many people feel that accountants aren’t necessary anymore. We have such easy access to lower cost ways of preparing and filing taxes these days. With user friendly software like Turbo Tax, people don’t want to pay the extra money required by CPA’s. These types of software walk through all aspects of your federal and state income taxes, they can be bought on CD in the store, or even accessed directly online. In the past I often used this software prior when I filed a 1040EZ. Now I itemize my taxes and run a small business online, and believe it or not, Turbo Tax can often be complicated when it comes to this level of detail.… Read the rest
People do not consider saving to be important. The current generation is made to believe that saving is outdated and irrelevant. When loans are cheap and easily available, why save? This is a dangerous way of thinking and can lead to financial disaster. For a safe and secured future, we must realize the importance of saving.
Why is it important to save?
“Make hay while the sun shines”. This old adage holds true for saving also. Saving helps us to prepare for any situation. With saving, any financial crisis can be confronted. The root cause of the recent economic crisis was people’s tendency to borrow and consume.… Read the rest
Credit scores have emerged to be vital for a healthy financial condition. Almost everyone knows how important it is to maintain a good credit score to get loans or even secure a good job. But do you know how to build a good credit score? Let us discuss some secrets to a healthy credit score that will see you enjoy financial abundance.
The factors that determine the credit score
There are several factors that go into deciding your credit score. Your income, the loans you have taken, your payment history and credit age are some of the factors that determine your credit score.… Read the rest
It’s been nearing two years since I last wrote about 7 unusual jobs that pay well, but that article turned out to be one of my most popular to date. Of course that was right after the devastating economic crash our country experienced that left many people unemployed. Despite the improving economy and jobs outlook, there are still many people out there looking for work and to simply make ends meet. As a follow up to the popular article, I wanted to provide all of you with 5 additional jobs that while unusual, are actually quite achievable if you are looking to make a few extra bucks.… Read the rest