If you are serious about paying off credit card debt to become debt free, the first step is to get your spending under control. Create a budget and start tracking spending, including necessary monthly payments such as a car lease and mortgage payment, and then start to dissect every purchase that is made and decide if it was needed or not. It does take discipline and patience to stick to a budget but when successful you can find ways to pay off any credit card debt now.… Read the rest
Over the past ten years, bloggers have pretty much covered all aspects of stockbroking and stock trading, providing valuable information to seasoned and new traders. However, the value of information these blogs provide do not compare to what hard cover books, written by some of the brightest minds in the industry, have to offer.
Whether you are new to stockbroking or have been trading for years, you must make a point of reading these books to become more successful in the trade and to improve the profitability of every investment decision you make.
Here is a list of the top 6 books about stockbroking you should read at least once.… Read the rest
Summer is the time for travel, entertainment, and the kids are now out of school and freed up to participate in more activities. All of this adds up to big spending, not to mention gas, airline, and lodging costs are increasing to peak levels. While summer means fun, there needs to be discipline when it comes to opening up your wallet. With a few spending methods it could add up to a lower credit card statement by the time the summer comes to an end.
Use Cash Instead of Plastic
Using your credit card seems like play money, can add up the charges and not notice until the statement comes in the mail and sends you into shock. … Read the rest
Not to say parents escape blame for not teaching their children about the beginning stages of personal finances, which include spending wisely and contributing to savings accounts, but why was it not taught it school? Currently less than half of the states in the US require a personal finance class to be taught in public high schools prior to graduation. Many of us actually do not learn until we make mistakes on our own, which as long as the issue is caught right will not cause long term damage, but continuing with current behavior and you could be off track, setting you years into debt, with little to no savings. … Read the rest
Investing in your health has numerous benefits – increased levels of happiness, lower stress, a longer life and ultimately a better financial situation are all reasons to take your health at least as seriously as your finances.
We all budget for the normal expenses – rent, utilities, food and savings – but there’s a lot of value to be found in optimising your budget for better health. From getting in better shape to having higher quality healthcare, there are plenty of reasons to set a personal budget for your health.
If you don’t track how much you spend on food every week, you may be surprised by the figures.… Read the rest