Budget Snob

5 Steps to Creating a More Efficient Budget

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Many people cringe when they hear that they need to make a ‘budget’. The fact is, a budget simply gives you control and, in time, may surprise you by how much you will be able to save.  It’s also imperative if you want to stay debt free, (or close to it) pay off your existing debts and grow a nice savings account. Read below to see 5 Tips for Budgeting that will help you become a budget master.

Tip 1) Write down your specific, exact earning as thoroughly as you can, even so far as side money, hobby income and overtime. … Read the rest

How to Borrow Without the Sorrow

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Keeping control over your finances can be difficult, especially in these economically challenging times. There will inevitably be a point in your life where you may need to borrow money to make important payments, so being properly educated and equipped to make the right call is therefore hugely important.  Here is some advice for those considering borrowing money.

Avoid wasting assets

You should try to avoid borrowing money to buy things that will not produce any income or worse, drain your income. Wasting assets can be anything from holidays to a new car; they are an unnecessary cost that should never be borrowed for to attain.… Read the rest

Teaching Kids the Right Financial Mindset

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The following is a guest post from Steven Stanich of Financial Planning Tips

I know that many of the great money management skills I have came from my parents, especially when it comes to saving money. And there are definitely certain things I’ve had to learn on my own, and certainly some things I could improve on.

But what if you could teach your kiddos from early on how to be personal financial planning superstars—such that you’d never have to worry about their financial health?… Read the rest

Can You Guess the 7 Highest Paying Jobs?

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The job market has been incredibly scary the last few years. When I read the news headlines, it’s hard to find any good news about a job recovery. I suppose it’s a combination of news outlets competing for eyeballs and the growing sense that things are much different this time.

In that sense, I try to highlight positive aspects about earning and spending for individuals as I cull the interwebs for interesting, entertaining, and enlightening stories.

Known for it’s annual “Best Places to Live” comparison, in conjunction with Money Magazine, the researchers at CNN.com put together other “Top” stories throughout the year.… Read the rest

Two Income Generating Ideas

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I know I’ve been on a “making money” roll the last two weeks or so. After running a few eBay auctions and doing a small bit of consulting on the side, I believe even more now that earning a few extra bucks can dramatically alter your financial position.

So, I took Friday off last week and fired up the brain cells to come up with two more, maybe a little unusual, money making ideas. These are based off my own interests—one food based and one art based. But hear me out. These two ideas are interests I’ve had but, for one reason or another, I didn’t feel they were ready to bear fruit.… Read the rest