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To Buy an iPhone 4 or the Android, That is the Question!

May 26, 2012 by Daniel

To get the iPhone or the Android, that is truly the question!  I’m not used to Apple products, and I will be the first to admit that I was a steadfast blackberry user, though it shames me to admit that now.  I found myself in the two-year renewal period with my phone service provider, and I just wasn’t sure what to do.  I’m by no means a technical genius, and the simplest of applications can confuse me, but you can’t fight progress…so I decided to acclimate myself.  I ended up purchasing the Droid Bionic.  My decision was born from a few different reasons. … Read the rest

Filed Under: Minimalism, Personal Finance, Saving

Close Your Budget Gap

October 14, 2010 by Daniel

Your Budget Gap

Don’t look now but your budget gap is showing. It’s the difference between what you think you spend and what you really spend. And it’s not a matter if you have one, just how large of one you have.

How do you close your budget gap? By becoming a spending awareness marauder. If you’ve never created a budget, or if you’re tired of your old budgeting system, the easiest way to get started is to create a minimalist money map.

A minimalist money map is a simple way to take your spending temperature and take corrective action when necessary. Here’s how to set one up.… Read the rest

Filed Under: Budget Tools, Budgeting, Minimalism Tagged With: budget method, budget tool, budgeting

Smaller Home Happier Life

September 7, 2010 by Daniel

The first house my wife and I lived in was 900 square feet. It was a two bedroom rancher with a beautiful backyard. The living room ran the length of the house so it seemed a lot bigger that it was.

Fast forward 13 years. We’re still living in a rancher. Only now it’s a whopping 2,400 square feet. Even though it was built in 1973, the landlord gutted and updated everything. Once we’re able to buy another home (we’re renting out our current home), I would like to downsize. Seems odd given that we’ve nearly tripled our living space.

Here’s my reasoning.… Read the rest

Filed Under: Minimalism, Mortgage, Saving Tagged With: home, housing, minimalism, mortgage

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