Budget Snob

  • Home
  • About
  • Work With Me
  • Contact
  • Archives

The Importance of Income Protection

January 27, 2013 by Daniel

 

In today’s tumultuous economy and unemployment rates it really makes you grateful for having a safe and secure job. Unfortunately, there are no guarantees as to how long that job will last, and how long you will be able to perform the necessary tasks. I work a simple office job, no heavy lifting or physical exertion. Yet, last year I found myself physically unable to work due to a severe illness. Fortunately my employer provided disability benefits so that I was able to receive my income while I recovered from my illness.
Income protection is an issue that can often be overlooked; people can get stuck within the mind-set that these things won’t happen to them.… Read the rest

Filed Under: Income, Insurance

Using Cash to Stop Overspending and Stay on Your Budget

September 16, 2012 by Daniel

One of the most forgotten ways to stay on budget is also the easiest; using cash for all of your purchases. It seems simple really and even a little outdated but the fact is that many people have lost sight of the actual worth of their money. With credit and debit cards so easy to get and to use the temptation to overspend can be very high, especially when a lot of credit cards give ‘cash back’ rewards for using them.

The fact is, physically handling money and having to give it to someone for your purchase is much different than swiping a credit or debit card.… Read the rest

Filed Under: Budgeting, Debt, Expenses, Income

Tips on Sticking with Your Budget

September 4, 2012 by Daniel

There are times when major expenses cannot be avoided. You may want to reward yourself with a new car, go on a vacation or buy a bigger house. Your first impulse might be to take out a loan to pay for this; but, it that the wise thing to do? If you have developed the habit of monitoring how much money you make monthly and how much you spend on your expenses, you will know much you can put aside for future expenses.

At the end of the day, creating a budget and sticking to it is the best way to manage your finances.… Read the rest

Filed Under: House, Income, Insurance, Investing, Make Money

Broke? Learn Personal Finance Advice That Will Help You Get Ahead!

August 31, 2012 by Daniel

Sadly, many people all over the world have let their personal financial situation get out of control. This is typically because they have not been properly educated on the right ways to spend and save. You do not have to worry; this article offers you sound advice to help you prevent disaster with your personal finances.

If you can, put money into an IRA. This will enhance your personal finances in the future! Interested parties could open an IRA account through brokerage firms, credit unions, banks or even through mutual fund companies. Contribute to this fund monthly and watch your retirement fund grow substantially.… Read the rest

Filed Under: Debt, Income

Personal Finance Advice That Takes Only Minutes To Read, But Will Help For Years To Come

August 25, 2012 by Daniel

Do you desire to make life-long financial changes for the better? This is something you can do, but you must invest some research time. There is thankfully a ton of advice to been had here in this article.

Paying off any credit cards that have high interest rates should be your priority as you seek to pay down your debt. While you may personally prefer to pay all your debts at the same rate, zeroing in on those with high interest rates benefits you in the end. This is very important, since credit rates are expected to rise soon.

From every check, take out savings first.… Read the rest

Filed Under: Credit Cards, Debt, Expenses, Financial Planning, Income, Insurance, Investing

Next Page »

Articles

  • Accounting Software
  • Budget Spreadsheets
  • Debt Elimination
  • Debt Free Living
  • Debt Management
  • Debt Reduction
  • Pay Off Debt
  • Roth IRA Conversion
  • Roth IRA Rules
  • Stock Newsletters
  • Budget Tips
  • More Budget Tips
  • Clear Debt From Your Life

Topics

Blogroll

  • Money Saving Ethics
  • So Over This

Recent Posts

  • How and why to start a stock trading career?
  • Loans as Effective Financial Tools
  • Can’t Pay Your Bills? Here’s What to Do
  • Building Business Continuity into Your Start Up Operations
  • DIY Lifehacks

Copyright © 2023 · Agency Pro Theme on Genesis Framework · WordPress · Log in