If you want to save more money you essentially have two options, make more, or spend less. The former is much more difficult than the latter. Making more money can be difficult in a tough economy, and it mostly depends on your education and skill set, which take time to develop. However, spending less money can be much easier than you think. So much so, that you might be able to keep your consumption level while spending less on it.
I will say that I take an issue with calling them “gift” cards, because they are better used on yourself rather than gifting them away. … Read the rest