Budget Snob

Building Business Continuity into Your Start Up Operations

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When you’re a small boat in a big ocean, even a medium-sized wave can capsize you. As a start-up, there are many “waves” or else known as risks, which can ruin the efforts you have so far put into your company. From poor publicity, team disputes, to lack of cashflow, there are many circumstances that would hurt a big company that could terminate the operations of a smaller, less established entity like a start-up.

So how do you make your company more resilient to the risks out there, and in cases when it does “capsize”, that it rights itself instead of sinking?… Read the rest

Want To Become A Freelance Web Developer? Follow This Simple Plan

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Getting started as a freelance developer can be difficult, especially if you’re straight out of university. If you want to quit regular employment however, and branch off into freelancing, then it can also be tough to figure out where to begin. The fear of being left without any income, or any clients to offer your services to, keeps thousands of people every year from taking the plunge.

The challenges of going freelance in the development industry can be daunting, but when you consider that a profitable freelancing business could await you with a little effort, then the choice becomes very clear.… Read the rest

Home Loans for the Self Employed

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Getting a mortgage while being self employed in some cases is more difficult but there are definite methods of receiving a home loan when it is required. It can be, however, quite different to when a person is employed by another company.

The Process of Getting a Mortgage while Self Employed

When a person is running their own home business, but they need a mortgage, the process is very different compared to a regularly employed person. The way that a person assesses their income can be complex. Many times as a result of this difficult process, individuals who are self employed have a hard time receiving the mortgage that they need using their tax returns.… Read the rest

Creating a Lifestyle Business

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Did you know it doesn’t take a million bucks to live like you have a million bucks? That’s what Sean Ogle writes over at GetRichSlowly. So why don’t more people live like millionaires?

It isn’t the money, the job, or one’s personal situation that keeps people from living a more exciting life. It’s the fear of making a change.

Ah,yes, the “C” word. More like the battle of the “C” words—we’re too comfortable to make change. To his credit, he’s not talking about living beyond your means or racking up a mass of debt. He’s referring to the one thing people who have more money typically have…time.… Read the rest

When There’s Movement – Stuff Happens

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Goals

I had a whiny, way below my age breakdown yesterday. I’ve been putting in a lot of time with BudgetSnob but I haven’t seen the results I had planned by this point. So, I was a little lot down. I felt like I was staring at the Himalayas standing at the bottom of a dry lake bed in Death Valley. 

Then I read something that profoundly changed my outlook. It was a newspaper article about a little (or maybe not so little) obscure blog called TheAwl. I knew the rest of the article would be good after reading this…

If you were going to assemble a business plan for a Web site, you would look closely at everything The Awl (theawl.com)

… Read the rest