When you consider that 2 of the basic financial rules that all people should follow are tracking their expenses and placing limits on their spending it’s quite surprising that many Americans still don’t have a budget and use it regularly. The fact is, a budget will force you to prioritize your decisions, make better decisions and keep you on financial track. Another fact is that there isn’t one size or type of monthly budget that fits all families. With that in mind it’s important to know exactly which expenses are most important and to base your budget and your priorities on this information.… Read the rest
Welcome back for more excellent financial info that you can use in your daily life. Today were presenting a blog chock full of tips for setting your financial priorities and to help you with your budget, be it a family budget or a single mom budget. (You do have the budget, don’t you?) Over the next few days were going to have several more blogs about similar subjects so of course make sure to come back but for right now sit back, open your mind to new ideas and take some notes if you’re so inclined. Enjoy
Frankly, you probably won’t be able to achieve every single financial goal that you dream of.… Read the rest
If you don’t have a budget it’s extremely difficult to know where you stand financially, to say the least. There are some people however who have set up budgets, which is excellent, but don’t use them as well as they could, which is less excellent. With that in mind we’ve put together a 2 Part series on creating a budget that you can work with.
By the way, the first part of working with any budget is to remember that it’s simply a tool to make you aware of where you spend your money and a guide that helps you to spend only on the things that matter most to you. … Read the rest
Clothing can eat up a very large chunk of your paycheck, especially if you need specialized clothes for work or need to ‘dress to impress’ every day for work. If you have kids then all bets are off as they need new clothes seemingly every other week.
If you’re in the position that you need to buy clothes on a regular basis then this article is for you. It is chock full of great tips and tricks that will help lower your monthly clothing bills and keep some of your hard earned cash where it belongs; in your wallet.
Make a list of all the clothing sizes of all your family members so that, when you’re out shopping, you won’t buy something that will be too big or too small and won’t be used.… Read the rest
If you’re really on a tight budget even going to the pharmacy for beauty products might be out of the picture. If so don’t panic because there are actually quite a few ways to turn normal kitchen leftovers into all the tools you need to look great. As an extra bonus they’re all natural and biodegradable!
Baking soda, for example, is very versatile and can be used as a facial scrub if you mix a half teaspoon in with your favorite cleanser, a shoe and foot powder that absorbs stinky foot smell and even a toothpaste that you can use every day.… Read the rest