Budget Snob

How and why to start a stock trading career?

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Stock trading is a popular way for investors to make money. Before getting in the game, you need a stockbroker and a brokerage account. You can open one with most large investment firms, such as Charles Schwab, Fidelity Investments, TD Ameritrade or E*TRADE.

A brokerage account gives you access to buying stocks and other investments. Every firm has different requirements for opening an account. They may offer promotions that require you to deposit a certain amount of money into your new account before being able to trade.  You can learn this here.

Once you have deposited enough money, it’s time to buy your first shares of stock!… Read the rest

Loans as Effective Financial Tools

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Most people don’t pay their college tuition with an upfront cash payment. The same is typically true for those who buy a car or a home. Instead, they borrow the money to make these large purchases and repay it over time.

If you can learn to manage your debt and not borrow more than you can afford to repay, a loan can provide financial flexibility in your life. This is true whether talking about instances of borrowing big, such as the previously mentioned examples, or when discussing smaller online installment loans taken out to cover things like car repairs and home improvement projects.

… Read the rest

Can’t Pay Your Bills? Here’s What to Do

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Managing finances is never easy — especially when unexpected setbacks occur. Whether your paycheck didn’t arrive in time to pay the rent or you find yourself struggling to keep up with rising costs of living expenses, it isn’t unusual to find yourself struggling to pay the bills.

Unfortunately, ignoring your bills and hoping that they’ll magically disappear isn’t going to help your situation get any better. Not only might you face consequences like getting kicked out of your apartment, but you’ll also do some serious damage to your credit history.

So what can you do if you don’t have enough money to cover a mounting stack of bills?… Read the rest

Building Business Continuity into Your Start Up Operations

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When you’re a small boat in a big ocean, even a medium-sized wave can capsize you. As a start-up, there are many “waves” or else known as risks, which can ruin the efforts you have so far put into your company. From poor publicity, team disputes, to lack of cashflow, there are many circumstances that would hurt a big company that could terminate the operations of a smaller, less established entity like a start-up.

So how do you make your company more resilient to the risks out there, and in cases when it does “capsize”, that it rights itself instead of sinking?… Read the rest

DIY Lifehacks

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With the start of a new year, lots of people are looking at starting DIY projects they’ve putting off through the latter half of 2017. Whether you’re an old hand at home improvements, or looking at your first ever attempt to Do-it-Yourself, short cuts, tips and lifehacks are always welcome to make the task at hand a little less onerous. Today we have just that: some time saving tips to usher you towards DIY success.

Creating a Blank Canvas

One of the things that might put you off DIY is the disruption it causes to the rest of your home, with paint and dust finding their way onto furniture, and precious keepsakes and furnishing at the risk of being broken.… Read the rest