Most of the times it is difficult to take care as well as keep track of the personal finances. No matter how difficult it might be; one has to stay still on their crest in order to save oneself from descending in any kind of nasty situation related with the finances. Obviously, with any rather issue that concerns the finances, one can certainly look for some or the other adviser of finance who might be honest as well to assist them. However, what would always be a better option is to manage one’s money themselves.… Read the rest
There are some situations in which taking out a loan is appropriate, such as buying a house or a car. However, in other situations, loans may not be the best choice. Before you take out a loan, it’s important to look at your options.
One of the first things you should consider before taking out any loans is whether you may have the money you need right under your nose.
If you have a significant amount of money in your savings account, it may make more sense to use some of that to pay for whatever it is you would otherwise seek a loan for.… Read the rest
The fact is, on most employment checks Uncle Sam and the United States government claims more than its fair share in income tax. Then in April the recipients of those employment checks have to fight to get their share back. Is this just idle complaining against the government or is there something to it?
Here’s a statistic that might answer that question. In the year 2011, 145 million individual tax returns were filed. 109 million of them called for refunds. That’s 75% of all individual taxpayers who had to give away more money to the government than they had to every pay day.… Read the rest
Welcome to the Snobbish Roundup! Each Monday I will giving you my five favorite articles from the previous week. Rest assured this is a very distinguished, refined, and yes, snobby list on which to be placed. Nothing but the highest quality, and most interesting articles on here.
Money Is The Root is on track to hit his goal of $30,000 in online income this year! This is a huge accomplishment, and he details his efforts in his weekly goals and income updates…stay tuned!
No matter how much we stress the importance of being credit card debt free, the average consumer seems to reject this notion with authority. … Read the rest
The Volcker Rule was proposed by economist and former United States Federal Reserve Chairman, Paul Volcker. It states that U.S. banks are restricted from making risky investments that are not in the best interest of their customers. Sounds like common sense right?
Since the huge mortgage crisis in 2008 hit and took down thousands of homeowners, realtors, real estate attorneys, mortgage companies and construction businesses, not to mention entire towns and sections of cities across the country the Obama administration has been doing what it can to get the economy back on its feet. The implementation of the Volcker Rule and ultimately the Dodd-Frank Act is an attempt to prevent anything like this crisis from happening again.… Read the rest