The biggest credit reporting agencies in the United States (and the world in fact) are Experian, TransUnion and Equifax. They aren’t the only ones out there by far and in fact there are literally dozens of smaller credit agencies that provide their clients (banks, lenders, etc.) with risk management services. But, in terms of how strong they are and how powerful their reach, Experian, TransUnion and Equifax are hands down the biggest and most powerful on the planet.
These 3 are the most powerful because they have the largest database of credit info in the entire country. … Read the rest