Another year is upon us and many people are looking to make some real change in their financial plans this year as well as meet and exceed their financial goals. If that’s you we’d like to offer you our Top 10 list of the best Personal Finance Tips that we know. Read them and use them and we guarantee that you will profit by them this year and in the future as well. If you resolve to do them the results, and the financial gains, will definitely be worth the effort we promise.… Read the rest
Welcome back. We hope you enjoyed Part 1 of our 2 Part series. With the new tax codes and changes in place there are quite a few things that will be different this year and we want you, our valued readers, to not get run over by them financially. We’ve got a few more excellent Tips for you in Part 2 and, without further ado, let’s get right to them.
Those people that make over $200,000 as single filers or couples that make over $250,000 jointly need to consider 2 things in 2013; where there money is coming from and how they claim it.… Read the rest
The days of coupon clicking aren’t over yet – they’ve just changed. Companies big and small are all competing for your dollars. It’s a global market, too, thanks to the Internet. So how do all these companies stand out? By offering you discounts and other perks. Here are three great ideas to save money and get more from your shopping experience today.
How to Take Advantage of Online Discounts
Going to a store to look, touch and smell a product certainly has its advantages. But when is the last time you looked at those stores’ website? Most of these stores offer online discounts, mainly because they don’t want to lose out on sales to their competition.… Read the rest
Congress reached a deal on the ‘fiscal cliff’ at the last minute (as usual) and the resulting American Taxpayer Relief Program (ATRA) is a deal that will impact not only the wealthiest among us but also the middle income folks who make up the majority of this great nation.
With that in mind we’ve put together a 2-Part Blog series on how to Minimize your Exposure to the new tax laws so that you can keep more of your hard-earned money where it belongs, which is in your bank account. So, if you’re ready to find out how to keep Uncle Sam away from your hard-earned cash in 2013 let’s get started.… Read the rest
Not too many years ago, before credit reform laws were put into effect by the Federal government, credit agencies like Equifax used what they called a ‘closed system’ of reporting your credit info. What that meant was that we, as consumers, had no idea what their reports had in them and no way to change what they said. There was also no ‘positive’ info listed, only negative, and they were also allowed to include information about a person’s lifestyle including sexual orientation and even past drug problems. (Hard to imagine isn’t it?)
That all changed in 1971 when the Fair Credit Reporting Act was passed into law by the US Congress, a significant piece of legislation and the 1st of its kind to protect the rights of the consumer (you and me) from credit agencies and their sometimes racist and immoral policies.… Read the rest