You can ask which Scottish football teams have names starting and ending with the same letter, which has the strangest name (Clachnacuddin, meaning “stone of destiny,” which is a local landmark), which include body parts (Brechin, Peterhead, Heart of Midlothian, and never mind that “een” is Scottish for “eyes”) and which are not named after the town or city where they are located. Or you could ask what is the best option for an up bet in spread betting for when you finally avail yourself of the services of Cantor Index.… Read the rest
If you have ever taken any sort of investment class you have heard about the power of compounding. Compounding allows a small amount of money, invested over a long period of time, to become a much larger amount of money, building wealth for the person wise enough to invest their money long-term.
A 401(k) retirement plan is a special type of pension plan that, like many long-term investments, can pay-off handsomely down the road. The funds that a person places in their 401(k) account can be used to invest in stocks, bonds and mutual funds as well as many other types of assets and, since they are funded by pre-tax payroll deductions, are not taxed until they are withdrawn.… Read the rest
If your financial situation isn’t what you’d call ‘optimal’ we have 10 ways that you can use to improve it starting ASAP so that, by the end of 2013, you’re in better financial shape. Take a look, use them as you see fit and enjoy.
- Decide what your big goals are and stick to them. Whether it’s a bigger portfolio, to be able to retire at 55 or to increase your retirement savings by 10% every year decide what you want to do and then get started doing it. Brainstorm with your spouse or other family members if you need help.
Getting started as a freelance developer can be difficult, especially if you’re straight out of university. If you want to quit regular employment however, and branch off into freelancing, then it can also be tough to figure out where to begin. The fear of being left without any income, or any clients to offer your services to, keeps thousands of people every year from taking the plunge.
The challenges of going freelance in the development industry can be daunting, but when you consider that a profitable freelancing business could await you with a little effort, then the choice becomes very clear.… Read the rest
Aside from the highly increased risk of lung cancer, throat cancer, heart problems and circulation problems, there’s the premature aging to consider and the fact that it impairs your senses of smell and taste. Plus, there’s the socially awkward stigma of smelling like smoke.
Now the Investor’s Chronicle has offered up yet another reason to quit smoking; the chance of making nearly a million.… Read the rest