At some point in life we are all faced with the dilemma of being short on cash, inability to pay a bill, or come to the scary realization that our bank accounts have run dry. Since 2009, I’m willing to bet more people have faced these adversities than otherwise, some probably on a routine basis. This begs the question, what can we do to help ourselves through this situation?
Sell what you’ve got! Sounds simple enough, and if you have “stuff” then it truly is. Take to Ebay, Craigslist, or even a local pawn shop to sell items of value. Remember, if you no longer value the item that doesn’t mean others won’t. Do a quick price check online and see what the going rate is for the item, you may be a bit surprised to know how many items of value you have laying around your home.
Apply for a personal loan. No need to handcuff yourself to the whims of brick and mortar lenders. Many online companies like ChoiceLoans can offer you a personal loan in minutes. Not only can you apply from the comfort of your own home, but they also can help those with poor credit achieve the desired funding. The best part is that the dollar amount doesn’t matter…you can utilize their services for as little as $100, or as much as $100,000!
Check out online marketplaces like Fiverr, or Freelancer. These sites allow you to sell your services to interested buyers. Fiverr can actually be a place for those with no discernible skills, rather people filling odd niche jobs, or high levels of mundane work. Either way, everything costs $5, so you can’t really go too wrong here. Sites like Freelancer can actually be used by rather large companies to fill in positions where location rarely matters. Spreadsheet, budgeting, forecasting, and capital planning experts alike, are all in high demand on this site, and you name your own price!