We’ve talked about your credit score quite a bit here on our blog. The reason is that they are 3 numbers that can profoundly affect you financially. Whether it’s the interest you pay on your mortgage, your ability to get a car loan or being able to get a credit card with an excellent APR, your credit score, and making sure that it’s a “good” one, is vital.
The reason it’s so vital is that your credit score takes into consideration practically everything about you credit wise. It looks at your credit cards, your car loan, your mortgage, your payment history, how much of your available credit that you are using and a number of other factors.… Read the rest